Futures

Topstep Challenge Rules

Q: Where is my drawdown line on the Topstep 50K Trading Combine?

Topstep's max loss on the 50K Trading Combine is trailing (end-of-day): it sits $2,000 below your highest end-of-day balance. Once your peak reaches $52,000 the line locks at $50,000 and stops trailing. Enter your balance and peak in the calculator to see the exact line and room left.

Q: Does my best day pass the Topstep consistency rule?

Topstep's consistency rule on the 50K Trading Combine caps your best single day at 50% of total profit. One big day doesn't fail you — it just delays the pass/payout until more trading days dilute it under the cap. The calculator shows your current ratio and how much more profit clears it.

Every Topstep account size, broken down phase by phase — the profit target that passes you, the max-loss line that blows you, and the daily and consistency rules in between.

TradersGuild grade

B−73.4 / 100

Provisional

Rules77

Sentiment59.9

Transparency93

How this grade is computedSentiment data checked 2026-07-14

Citations (4) ▾

Trustpilot: 3.5/5 on 13,000 — checked 2026-07-14
Event: 2025-12-23
Event (secondary — listed, not scored): 2026-04
Topstep rules (first-party) — checked 2026-07-13

Live Topstep rule calculators

Pick your account size — every number below is the Topstep plan's exact verified math, computed live in your browser.

Account sizeStage

Trading Combine: trailing (end-of-day) max loss of $2,000, no daily loss limit, 50% consistency.

Where is my drawdown line on the Topstep 50K Trading Combine?

Current balance ($)Highest end-of-day balance ($)

Liquidation / breach level

$48,000

Room left

$2,000

Drawdown type

trailing (end-of-day)

Your line sits at $48,000, so you can lose $2,000 more before this Topstep account fails.

Lock not engaged yet — the line still trails your peak. Reach a peak of $52,000 and it locks at $50,000.

TradersGuild recomputes this line on every trade you log — start free.Would your real trades have passed? →

Does my best day pass the Topstep consistency rule?

Best single day ($)Total profit so far ($)

Best day is 50% of total profit — the cap is 50% (any single day must stay under $1,500).

You clear the Topstep consistency rule.

TradersGuild recomputes this line on every trade you log — start free.Would your real trades have passed? →

Every Topstep rule, plan by plan

The full verified breakdown behind the calculators above — every account size, phase by phase. New to these terms? See the glossary.

50K Trading Combine

$50,000 account

Trading Combine

Profit target: $3,000
Max loss: $2,000Trailing (end-of-day) — Trails your end-of-day balance — it only moves up when you close a day at a new high, then locks at breakeven (your starting balance) once you've earned the buffer.
Daily loss limit: None
Min trading days: 2 days
Consistency rule: No single day may exceed 50% of total profit
Max position: 5 contracts (50 micros)Advisory — the most you can hold at once; released as your balance grows.

Maximum Loss Limit trails your END-OF-DAY balance up and locks at your starting balance — but it's monitored in real time on realized AND unrealized P&L, so open losses can breach it intraday (immediate liquidation).
Combine consistency: your best single day can't exceed 50% of total profit (else the target rises).
Max position size scales with your balance up to 5 contracts (50 micros, 10:1) on the 50K — you unlock the full size as the account grows, and it never increases mid-session. It applies to the Combine + Express Funded stages only (NOT the Live Funded Account). TradersGuild can't see your live position, so it reconciles this cap against your loss-budget size in the Size Guard.
Topstep's Daily Loss Limit is OPTIONAL and adjustable per-account, and hitting it is a forced break for the session, not a rule violation — so TradersGuild doesn't show it as a firm rule. If you run one, set the same number as your own Daily Stop in the Discipline Guard and it's enforced the honest way: by you.

Funded Account

Profit target: None — funded, keep the rules
Max loss: $2,000Trailing (end-of-day) — Trails your end-of-day balance — it only moves up when you close a day at a new high, then locks at breakeven (your starting balance) once you've earned the buffer.
Daily loss limit: None
Min trading days: 3 days
Min winning days: 5 days of $150+A day counts toward a payout only when it clears $150 in profit.
Consistency rule: No single day may exceed 40% of total profit
Max position: 5 contracts (50 micros)Advisory — the most you can hold at once; released as your balance grows.

Express (XFA) payouts clear via EITHER verified path — STANDARD: 5 winning days of $150+ profit each; OR CONSISTENCY: trade at least 3 days (1+ trade/day) with your largest winning day ÷ total net profit at 40% or below.
Payout caps: Standard pays 50% of balance up to $5,000; Consistency pays 50% up to $6,000. Split is 90/10 in your favor.
Maximum Loss Limit trails your END-OF-DAY balance up and locks at your starting balance — monitored in real time on realized AND unrealized P&L, so open losses can breach it intraday (immediate liquidation).
Max position size is NOT available on the Live Funded Account — the contract cap applies to the Combine + Express Funded stages only.

Rules last checked July 13, 2026source

100K Trading Combine

$100,000 account

Trading Combine

Profit target: $6,000
Max loss: $3,000Trailing (end-of-day) — Trails your end-of-day balance — it only moves up when you close a day at a new high, then locks at breakeven (your starting balance) once you've earned the buffer.
Daily loss limit: None
Min trading days: 2 days
Consistency rule: No single day may exceed 50% of total profit
Max position: 10 contracts (100 micros)Advisory — the most you can hold at once; released as your balance grows.

Maximum Loss Limit trails your END-OF-DAY balance up and locks at your starting balance — but it's monitored in real time on realized AND unrealized P&L, so open losses can breach it intraday (immediate liquidation).
Combine consistency: your best single day can't exceed 50% of total profit (else the target rises).
Max position size scales with your balance up to 10 contracts (100 micros, 10:1) on the 100K — you unlock the full size as the account grows, and it never increases mid-session. It applies to the Combine + Express Funded stages only (NOT the Live Funded Account). TradersGuild can't see your live position, so it reconciles this cap against your loss-budget size in the Size Guard.
Topstep's Daily Loss Limit is OPTIONAL and adjustable per-account, and hitting it is a forced break for the session, not a rule violation — so TradersGuild doesn't show it as a firm rule. If you run one, set the same number as your own Daily Stop in the Discipline Guard and it's enforced the honest way: by you.

Funded Account

Profit target: None — funded, keep the rules
Max loss: $3,000Trailing (end-of-day) — Trails your end-of-day balance — it only moves up when you close a day at a new high, then locks at breakeven (your starting balance) once you've earned the buffer.
Daily loss limit: None
Min trading days: 3 days
Min winning days: 5 days of $150+A day counts toward a payout only when it clears $150 in profit.
Consistency rule: No single day may exceed 40% of total profit
Max position: 10 contracts (100 micros)Advisory — the most you can hold at once; released as your balance grows.

Express (XFA) payouts clear via EITHER verified path — STANDARD: 5 winning days of $150+ profit each; OR CONSISTENCY: trade at least 3 days (1+ trade/day) with your largest winning day ÷ total net profit at 40% or below.
Payout caps: Standard pays 50% of balance up to $5,000; Consistency pays 50% up to $6,000. Split is 90/10 in your favor.
Maximum Loss Limit trails your END-OF-DAY balance up and locks at your starting balance — monitored in real time on realized AND unrealized P&L, so open losses can breach it intraday (immediate liquidation).
Max position size is NOT available on the Live Funded Account — the contract cap applies to the Combine + Express Funded stages only.

Rules last checked July 13, 2026source

150K Trading Combine

$150,000 account

Trading Combine

Profit target: $9,000
Max loss: $4,500Trailing (end-of-day) — Trails your end-of-day balance — it only moves up when you close a day at a new high, then locks at breakeven (your starting balance) once you've earned the buffer.
Daily loss limit: None
Min trading days: 2 days
Consistency rule: No single day may exceed 50% of total profit
Max position: 15 contracts (150 micros)Advisory — the most you can hold at once; released as your balance grows.

Maximum Loss Limit trails your END-OF-DAY balance up and locks at your starting balance — but it's monitored in real time on realized AND unrealized P&L, so open losses can breach it intraday (immediate liquidation).
Combine consistency: your best single day can't exceed 50% of total profit (else the target rises).
Max position size scales with your balance up to 15 contracts (150 micros, 10:1) on the 150K — you unlock the full size as the account grows, and it never increases mid-session. It applies to the Combine + Express Funded stages only (NOT the Live Funded Account). TradersGuild can't see your live position, so it reconciles this cap against your loss-budget size in the Size Guard.
Topstep's Daily Loss Limit is OPTIONAL and adjustable per-account, and hitting it is a forced break for the session, not a rule violation — so TradersGuild doesn't show it as a firm rule. If you run one, set the same number as your own Daily Stop in the Discipline Guard and it's enforced the honest way: by you.

Funded Account

Profit target: None — funded, keep the rules
Max loss: $4,500Trailing (end-of-day) — Trails your end-of-day balance — it only moves up when you close a day at a new high, then locks at breakeven (your starting balance) once you've earned the buffer.
Daily loss limit: None
Min trading days: 3 days
Min winning days: 5 days of $150+A day counts toward a payout only when it clears $150 in profit.
Consistency rule: No single day may exceed 40% of total profit
Max position: 15 contracts (150 micros)Advisory — the most you can hold at once; released as your balance grows.

Express (XFA) payouts clear via EITHER verified path — STANDARD: 5 winning days of $150+ profit each; OR CONSISTENCY: trade at least 3 days (1+ trade/day) with your largest winning day ÷ total net profit at 40% or below.
Payout caps: Standard pays 50% of balance up to $5,000; Consistency pays 50% up to $6,000. Split is 90/10 in your favor.
Maximum Loss Limit trails your END-OF-DAY balance up and locks at your starting balance — monitored in real time on realized AND unrealized P&L, so open losses can breach it intraday (immediate liquidation).
Max position size is NOT available on the Live Funded Account — the contract cap applies to the Combine + Express Funded stages only.

Rules last checked July 13, 2026source

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Rule updates

2026-07-13 Confirmed the Trading Combine max-position caps (50K = 5 / 100K = 10 / 150K = 15 contracts, micros 10:1; not available on the Live Funded Account) and un-held the Express (XFA) payout paths: STANDARD = 5 winning days of $150+ each, OR CONSISTENCY = trade ≥3 days with the largest winning day ≤ 40% of total net profit. Payout caps $5,000 (Standard) / $6,000 (Consistency), 90/10 split.
2026-07-05 Corrected the Maximum Loss Limit to end-of-day trailing (locks at your starting balance), and added the Combine's 50%-of-profit consistency rule (40% at the funded payout stage).
2026-07-04 Initial rule set encoded: trailing MLL locking at breakeven; daily loss limit; 2 minimum trading days.

We track firm rule changes so you don't have to — tracked accounts get notified in-app when their firm's rules move.